How fast is bank of america bill pay

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. If you juggle rent or a mortgage, cable and electricity bills, credit card payments and more, online bill pay can save time and help you avoid late fees.

Online bill pay also allows you to manage your payments to various companies — all in one place. How online bill pay works is straightforward: Log in to your bank account, navigate to its online bill pay feature, then select the provider you would like to pay. You can also choose a one-time payment or set up a recurring one. Many banks offer basic bill pay service for free with their checking accounts, though they may charge for extra features, such as being able to access transactions from Quicken financial software.

Many merchants and service providers offer the option of letting you receive an e-bill, or an electronic version of your paper bill, into your online bill pay account. Further, Client has not received from Bank of America or its Affiliates any assurance or guarantee as to the expected results of a Transaction.

The Sites may be used only for lawful purposes. Client agrees that it and any of its Authorized Persons shall comply with this Agreement, applicable laws, rules, regulations, ordinances and other similar national and international requirements of the country, state and province in which you are accessing and using the Sites.

Client agrees to abide by applicable export control laws and not to transfer, by electronic transmission or otherwise, any content on the Sites subject to restrictions under such laws to a national destination prohibited under such laws, without first obtaining, and then complying with, any requisites government authorization.

Client further agrees not to upload to the Sites any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain encryption software. This assurance and commitment shall survive termination of these Terms and Conditions.

Upon request by Bank of America or its Affiliates, you agree to defend, indemnify and hold harmless Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers from all liabilities, claims and expenses, including attorneys fees, that arise from a breach of these Terms and Conditions for which you are responsible, or from third-party claims arising from your use of the Sites.

Bank of America and its Affiliates reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. Notwithstanding the foregoing, you are not required to indemnify Bank of America or its Affiliates for its own violations of applicable laws.

The information contained here does not constitute a public offering or distribution of securities in Brazil and no registration or filing with respect to any securities or financial products available on the Sites has been made with Commisao de Valores Mobiliarios. The information contained here does not constitute a public offering or distribution of securities in Canada or any of its provinces. No registration or filing with respect to any securities or financial products available on the Sites has been made with any regulatory agency thereof.

The Sites do not constitute a solicitation to enter into a transaction involving financial instruments, is not being distributed in the context of a public offer in France within the meaning of Article L.

Any offers, sales or distribution of financial instruments through the Sites shall only be made in France to qualified investors investisseurs qualifi? The contents of the Sites may not be redistributed or reproduced in whole or in part by any User.

The Sites are made available with the understanding that Users will make investment decisions for their own account with the conditions set out in d? By using the Sites, Users undertake not to transfer, directly or indirectly, any financial instrument acquired through the Sites to the public in France, other than in compliance with applicable laws and regulation.

Services hereunder may be provided by Banc of America Securities, Limited, as agent or otherwise. The Sites are made available only to professional investors as such term is defined in the Securities Sales Prospectus Act.

Access to the Sites is by invitation only to institutional investors. No information or material contained in the Sites is or should be construed as amounting to an offer to enter into any transaction or investment whatsoever. Access to the Sites is by invitation only to financial institutions as defined under the Law Concerning Foreign Securities Firms. Access to the Sites is by invitation only to professional investors with a valid password.

The information contained here does not constitute a public offering or distribution of securities in Korea. Access to the Sites is by invitation only to professional market parties as defined in the Dutch Securities Transactions Supervision Act Securities or other instruments on these Sites are only offered to professional market parties.

The information contained here does not constitute a public offering or distribution of securities in Singapore. The information in these Sites is provided by Bank of America Singapore Limited and is compiled from information prepared by subsidiaries and affiliates of Bank of America Corporation. Because some states or jurisdictions do not allow the exclusion or limitation of liability for certain damages, in such states or jurisdictions, the liability of the Bank of America, its officers, directors, employees, agents, contractors or other suppliers shall be limited in accordance with this agreement to the extent permitted by law.

Neither Bank of America, its Affiliates nor any of their officers, directors, employees, agents, contractors or other suppliers shall be liable in any way, and you agree to indemnify and hold harmless Bank of America, its Affiliates and such persons for 1 any inaccuracy, error, or delay in, or omission of a any information on the Sites, or b the transmission or delivery of any information on the Sites; 2 any loss or damage arising from or occasioned by a any such inaccuracy, error, delay, or omission, b non-performance, c interruption of use of the Sites due either to any negligent act or omission by Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers or to any "force majeure" i.

You understand that Bank of America accepts no responsibility for security of information on the Internet. No access to the Sites shall be given in the United Kingdom to Private Customers, as that term is defined under the rules of The Securities and Futures Authority Limited; and any investments will not be made by us to any Private Customer.

Bank of America may make changes to this Agreement at any time, without prior notice to you. Your continued use of the Sites indicates your continued agreement to be bound by this Agreement, as changed from time to time. You should view these Terms and Conditions often to stay informed of changes that may affect you. You hereby consent and submit to jurisdiction in the Federal or state courts of the State of New York, U.

You hereby irrevocably waive your rights to a jury trial. In using the Licensed Programs, Client agrees that it will. We sent a text message with the download link to. Once you have enrolled, sign in to Online Banking and select the Bill Pay tab you will also be asked to accept the terms and conditions associated with using Bank of America's online Bill Pay.

At that point, you can start using the Bill Pay service right away. You will need copies of your bills to begin adding each biller to your Bill Pay service. If you are already enrolled in Online Banking and have accepted the terms and conditions for Online Banking and Bill Pay, you can select the Bill Pay tab and immediately start setting up billers to be paid from your personal or small business accounts.

Footnote 1. Bill Pay is an online service that allows you to pay your bills through Bank of America's Online Banking. Footnote 2. An eBill arrives from a biller into your Bill Pay account service the same way a paper bill arrives from a biller into your mailbox. Bill Pay allows you to view all your eBills—as well as account balances, transactions and statement information—in one convenient place.

You can also set up email notifications for when a new eBill arrives in your Bill Pay account. A Pay To account is a business or individual to whom you will be making payments. A Pay From account is one of your accounts, either personal or small business, from which payments are sent in order to pay that business or individual.

We recommend scheduling your payments to be made at least 5 business days prior to the actual payment due date on the bill. Scheduling your payments sufficiently in advance of the due date allows enough time for the biller to receive the payment and credit it to your account. When you set up your eBills in Online Banking, you receive a copy of your statement online. You may select to pay the full amount of the eBill, a minimum payment option for bills such as credit cards or any amount that you decide.

Plus, you can choose from multiple account features and profile updates for whatever your specific needs. You can order checks, request a stop payment on a check and set up recurring direct deposits.

Manage your bills the quick and paperless way with Bill Pay. You can also send and receive money with just a few clicks. Not only can you make quick transfers between your bank accounts, you can transfer money between Bank of the West and other banks in the U. A valid delivery address is required for overnight payments.

Payments begin processing at 2 p. Pacific time on business days. After this time, the bill payment calendar will advance to the earliest available payment date for the next business day. Receiving text or email alerts for balances, transactions or transfers can help you manage your money. You can also set up customized budget alerts to help keep your finances on track.

We provide you with a variety of security measures and safeguards designed to keep you protected online. We have a regular program of monitoring our systems for vulnerabilities and continually take precautions to make sure that your identity and data are protected. Learn more. Visit our Fraud Center to learn about the different types of fraud, the current trends and techniques criminals are using, and ways you can help avoid becoming a victim.

Threat Watch provides the latest news and information on security threats and how you can help protect yourself. Also learn how we protect your personal information.